YAP Prepaid MasterCard Review | 069world

Yap Prepaid Debit MasterCard Review:

The YAP Prepaid Debit Card is not just a card with a name which is fun to pronounce. It actually has a lot of benefits that potential cardholders need to know about. This debit card allows cardholders to have a simple money transfer. Cardholders will be able to both receive and send money through their mobile phones or the internet. This card is one of few debit cards who offer this service. However, what puts YAP Prepaid Debit Card ahead of its competition is the fact that it offers the most complete line of services. Most prepaid debit cards that specialize in the transfer of money are often limited in their services. This article will discuss in detail the features and fee structures of probably the most complete debit card in the market.

Yap Prepaid Debit MasterCard Summary Review:

There are a number of amazing features of the YAP prepaid MasterCard Debit Card. As mentioned earlier, it specializes in sending and receiving money via a mobile phone, but the real benefit is that you can also use the internet to make such transactions. This service is available 24 hours a day throughout the whole year. Accessing your funds with this debit card is extremely easy.

No Activation Or Application Fee With The Yap Prepaid Debit MasterCard:

There is no activation or application fee. Anyone who applies for this debit card will also get a free virtual card that will be instantly delivered to you via email. Virtual cards are the latest innovation to hit this industry, with the main objective to simplify online shopping.

Yap Prepaid Debit MasterCard Usage Fee Review:

Moreover, there is no fee charged for any transaction you make, regardless of where and how you do it. You can make as many online or on-site purchases, or bill payments as you want because they are completely free. This means that your bill payment will now be hassle-free and that you will never be late in paying bills. This card also has a direct deposit facility which allows for electronic transfer of money into your card account by any third party.

There are no overdraft fees, simply because there is no minimum balance requirement. This is makes it so much easier to manage your funds because you are not forced to keep money in your account. Many people hate the fact that they are required to keep a minimum balance in their account, even at times when they might really have a need for those funds. However, they do not want to withdraw those funds because the bank charges a nominal penalty once the account falls below the minimum balance. However, with this card, there is no longer such an issue. This card is also completely insured by the FDIC.

This card has a simple fee structure. The debit card service representative will sit with you for as long as it takes you to completely understand all the different facets of the card. Hence, everything is laid out like an open book from the start. Customers are not required to sign any application form until they have understood everything clearly and perfectly.

There is no activation fee, which is a goodwill gesture from the service provider. Not having to pay anything to start using the card is a major advantage for customers. On top of that, the first month is free, which means that a free one-month trial period is given to the customer to help them ensure that they have made the right decision. This gives them more than enough time to get used to the card and learn how it works and whether or not it is making a positive impact on their finances. Even after the first month trial period ends, the monthly fee is only $5, which is almost half of the monthly fee of an average debit card.
Yap Prepaid Debit MasterCard Review Conclusion

There are no charges for signature and PIN transactions. The card limit, which is considered a little low, is $2500, but its numerous benefits more than make up for this. The fees for using the ATM to withdraw funds and check the account balance are $2 and $0.50 respectively. Online payment of bills is free. Given the above, this is really a great debit card to have because it has so much to offer and can help you manage your finances more efficiently and effectively.

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