Upside Visa Prepaid Debit Card Review
The Upside visa prepaid card with the access plan not only provides cardholders with a wide range of features, but also does so at low cost. This unique card stands out in the market because of its companion card option, the personal check-writing feature and no activation fee. This card has received great reviews from the public. The Upside visa prepaid card has been named as one of the best cards which enables you to achieve the “power of a bank account in one card”. The card comes with an array of features and a great rewards program. With these great features, there is no longer a need for users to get a checking account. The Upside visa prepaid card can also let cardholders save up to $220 within a year.
Upside Visa Prepaid Debit Card Application, Purchase Fee & Card Limits
This Visa debit card has a 100% approval rate, and does not need a credit check. Its monthly fee is only $2.99. It allows cardholders to top up to $500 every month. You can also consider using its direct deposit facility. The card provides a simple and efficient way to pay all your bills online as well as write your personal checks. For the first direct deposit of about $1500, you can also get a cash-back reward. Just as in a joint checking account, the cardholder is also provided with an optional companion card.
This card, which runs on the Visa network, is issued by MetaBank. It has a systematic and efficient bill payment procedure. It also has no credit builder facility, so the cardholder can rest assured of a healthy account balance. All the funds are also secured by FDIC insurance.
Upside Visa Prepaid Debit Card Customer Service
For its various top quality features, this card has received extremely favorable ratings. Its competitive fee structure, rewards program and no activation fee have made it a popular choice for a debit card.
Because of its excellent service, the company behind the card’s operations has been assigned good ratings by the BBB. There is no minimum balance requirement. Because of all these, the card has received the full five stars for most of its features. However, there are two main features of this card which have not received top ratings such as the higher fees compared to other cards and the disclosure clarity function. It is difficult to make accurate comparisons of the Upside plans, thus it is advised that you read through all the terms and conditions carefully before deciding on which plan to choose.
Upside Visa Prepaid Debit Card Compared To Traditional Banks
Considerable cost savings can also be achieved through the Upside visa prepaid card with access plan, especially when compared with other alternatives. For example, for one monthly transaction, the card charges $2.99 while the Bank of America charges $12. For cash back of $2000, the check-cashing store charges $90.80 while the card has no fee. For two ATM withdrawal transactions per month, the card charges only $2.98 while the Bank of America charges $4. For five bill payments, the card has no fee while the check-cashing store charges $5.50. All online and in store transactions are also free of charge for the card. The card does not provide an overdraft facility, which is offered at $35 by the Bank of America.
Upside Visa Prepaid Debit Card Usage Fees
The card limit is $2000. For all ATM transactions such as withdrawal and inquiry services, the fees are $1.49 and $0.99 respectively. All PIN and signature transactions are free of charge.
There are three basic plans associated with the Upside visa prepaid plan, such as the Edge plan, Life plan and the Clear plan. Since all the fee structures accruing to the three plans are entirely different, you must read through the terms and conditions carefully to see which one suits your needs best. There are five simple designs to choose from. With proper care, you can also avoid the additional fees that might be associated with this card.
Upside Prepaid Visa Debit Card with Life Plan Review Conclusion
The Upside Visa prepaid card with the Life plan comes with four great plans, such as the Life Plan, the Edge Plan and the Clear Plan. As each plan has its own fee structure, you should read the terms and conditions carefully. This card also comes in five amazing designs.
There are some tips which you should keep in mind when using the Upside visa prepaid card with life plan. They can help you avoid all kinds of unnecessary fees. For example, you’ll know what to do when a particular debit card has been stolen or misplaced, how you can top up a sum of funds in your prepaid card using the trustworthy Visa Readylink network, how to purchase a supplementary card on the prepaid debit card account, and what are the correct procedures to follow when using a prepaid debit card.
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