First Vineyard Prepaid MasterCard Review | 069worldinfo

First Vineyard MasterCard Review

First Vineyard is a unique debit MasterCard in the market today. Its main feature is enabling the cardholder to receive cash rewards through referrals. It also gives the cardholder a considerable rebate on daily expenses and the ability to enjoy the utility of the reputable MasterCard brand name.

Direct Deposit With First Vineyard MasterCard

Cardholders are able to top up the card directly from their designated bank account or payroll, as well as use the most efficient management facility online. This makes bill payment a systematic process within minimum hassle, since bills can be promptly paid. The First Vineyard card is also accepted in many locations around the world, including over 30 million merchants and 1 million ATMs.

First Vineyard MasterCard Customer Reviews

The First Vineyard card has received a good overall rating of four stars out of a complete five for its amazing features form it’s customers. The card has also been praised for its multiple top-up options, which allow funds to be transferred to the card in different ways. The card, which has a disclosure clarity feature, received an adequate BBB rating.

First Vineyard MasterCard Fee Structure

The First Vineyard card has simple, straightforward fees. It has an activation fee of $3995 and a monthly fee of $6.95. There are no fees for signature transactions and PIN transactions. For brick and mortar stores, the credit tool has to be utilized in signature transactions.

Cost Savings With The Vineyard MasterCard Compared To Regular Banks

When choosing the right debit card, it is important to calculate the cost savings. The First Vineyard Debit card offers its cardholders better efficiency and higher cost-effectiveness as compared to the Bank of America’s regular checking and the check-cashing store. For example, for one transaction made per month, the card’s monthly fee is only $6.95, as compared to Banking of America’s at $12.
Similarly, the card does not carry any fee for the cash payback of $2000, while the Check cashing store charges a very high fee of $90.80. For ATM withdrawals of two transactions per month, there are no fees charged, as compared to the Bank of America’s at $4.00. As for bill payments of five transactions per month, the card does not carry any fee, unlike the cash checking store which charges $5.00. For five online and in-store transactions per month, both the card and the Bank of America do not carry any fees. (The cash checking stores does not provide this facility.)
For one overdraft per month, the Bank of America charges $35.00, while no fees are charged by the cash checking store. (This feature is not provided on the First Vineyard card.)

Vineyard MasterCard Review Conclusion

Given the above, it is generally recommended that potential cardholders read through the terms and conditions of various cards before making a decision. It is also important for the cardholder to consider some cost-saving tips when using the First Vineyard card, so that he or she can avoid the additional fees. For example, go through these tips on our website such as what to do when the card is lost; how should appropriate amounts of money be actually loaded into the card, and how to attain a secondary card on a prepaid debit card amount.

Resource

First Vineyard Website