Green Dot Gold Prepaid Visa Card Review
Are you a fan of shopping? Do you not want to own your own credit card, but still be able to spend with ease? If so, apply for the Green Dot Gold Prepaid Visa Card today. This prepaid card has many unique features and services. The Green Dot Gold Prepaid Visa Card, which is issued by Synovus Bank, is a combination of a credit card and a prepaid card. This card gives you similar benefits as a credit card does, but it also has a limit. With a prepaid card, you can never end up drowning in debt, as no credit is involved. Any purchase made with this card is immediately deducted from the money in your account. Therefore, with this card, you can better control your spending. Let us look at some of the great qualities of this particular prepaid card.
Features Of The GreenDot Gold Prepaid Visa Card
The Green Dot Gold Prepaid Visa Card is known to offer exceptional services, with no extra/additional charged or penalties. It is the only prepaid card, which comes with a simple fee structure. The card only has a monthly charge of $5.95. However, if you keep $1000 in your account or make at least 30 transactions, then you will not have to pay the monthly amount. The card has no activation charges, customer service, and bill payment charges either. In fact, if you use the direct deposit service you will get a rebate of $10 in your account. Thus with this card, your services are almost free.
GreenDot Gold Prepaid Visa Card Application Information
The Green Dot Gold Prepaid Visa Card is also open to application by anyone. Whether you have a good or bad credit history, you can still qualify for the card. This is because there is no default risk in such prepaid cards. The application for the card only requires your contact information and once you have completed it, your very own card will be on its way. This prepaid card also does not require you to have a minimum amount of cash in your account, as other prepaid accounts do. The card arrives with a zero balance and it has a limit of $2500. Therefore, whether you have $5 or $200 in your account, you will still be able to make use of the Green Dot Gold Prepaid Visa Card. In addition, once you have your prepaid card, you will be able to make use of the balance check, paper statement and cancellation services free of charge. You can also use this card to pay your bills.
GreenDot Gold Prepaid Visa Card Is FDIC Insured
In addition, as this card is backed by FDIC insurance, you do not have to worry about your bank deposits. The Green Dot Gold Prepaid Visa Card can also be accessed from most ATMs in your location, which makes fund withdrawal a simple task. This card is ideal for those who want a card that allows them to spend and save, with minimal fees. The card can also be topped up through online transfers.
GreenDot Gold Prepaid Visa Customer Rating
Given the above features, the card has thus far received a high rating. Customers have expressed their satisfaction with the features that the card offers, as it allows them to manage their spending a lot better. They have also stated that the Green Dot Gold Prepaid Visa Card has no hidden or unstated charges. Every service will have a clearly stated price. This card also comes with a fraudulent liability feature, which means that if your Green Dot Gold Prepaid Visa Card is stolen or lost, you can report it to the bank which will freeze your account. Any financial transactions done with your stolen/lost card after this will be dealt with by the bank.
With all its benefits and appealing qualities, the Green Dot Gold Prepaid Visa Card has some downsides too. While some other prepaid cards can help in improving your credit history or score to help you obtain certain loans that require a certain credit score, the Green Dot Gold Prepaid Visa Card does not have this feature. Therefore, even if you meet your payment regularly, it will not have an impact on your credit score. In short, this card cannot be used to increase your credit history. In addition, this card also does not allow the issuance of additional cards, so you cannot allow your family members to have supplementary cards linked to your primary account.
GreenDot Gold Prepaid Visa Card Conclusion
Many people love to use the Green Dot Gold Prepaid Visa Card. This is because every other prepaid card comes with some downsides, but none of them offers the same amount of flexibility and security as the Green Dot Gold Prepaid Visa Card does. In fact, this card provides an excellent customer service that is always ready to help you with your problems.
Besides, no other prepaid card service will come along with the abovementioned additional services. Even if they do, they tend to have separate charges for them.
So start evaluating your own financial needs and see if you want to apply for your own Green Dot Gold Prepaid Visa Card
No comments:
Post a Comment