Vision Prepaid Visa Card Reviews

Vision Preferred Visa Prepaid Debit Card

Providing users with some of the greatest benefits and a unique variety of features is the Vision Preferred Visa prepaid debit card with direct deposit. This amazing card comes with a great amount of flexibility in tracking spending, saving and shopping. This card also helps manage the account online. This card enables users to enjoy a great amount of immediate cash transfers, the easiest online bill payments and absolutely no check cashing fees. There are also numerous load options available with the direct deposit facility. Three important facilities mainly the money order fees, bill pay and check cashing can all significantly add up and save greater money, time and frustration. The card also comes equipped with some really greater features, which are highly beneficial for the users.

Vision Preferred Visa Overview

As all the funds on the card have a 100 percent, approval there is no need for credit checks. The pricing system is also extremely simple with no complex payment structure just a simple procedure of five fees. There is no possibility of incurring any greater amount of costs, as there are no hidden fees, overdraft fees or any interest fees. There is also a credit builder facility along with the opportunity to make free bill payments online. There is also the extremely advantageous direct deposit facility that can be taken care off. Excellent customer service can be provided through this card and the ability to attain a number of free transactions.

Vision Preferred Visa: Fees Review

The charges on the card are also not very high. The activation and monthly fees associated with this visa debit card are also a very nominal amount at only $9.95 and $4.95. With the Bancorp Bank as the primary issuer of the card and the card-network as Visa, all your precious funds are in the best of hands.

Vision Preferred Visa: Credit Builder Feature

The credit builder feature allows you to build up your finances and attain a greater number of funds for making more transactions. The bill payment system for this card is also very systematic and simple with no complex payments. The FDIC insures all the money stored on the card.

Vision Preferred Visa: Additional Features

With its excellent array of features such as the credit builder facility, the completely free text SMS alerts, bill pay and the account management online, the card is a highly viable tool which has received considerable rankings of the complete five stars. Due to the card’s ability to load funds from a diverse number of locations, it has also attained a high rating of the complete five stars. The company in charge of all the operations of this highly efficient debit prepaid card has also received a high rating from the Better Business Bureau. The fees structure is although cost-effective but when contrasted with other debit products in the market is a little higher thus has received a lower rating of four stars out of five. For all the users who make heavy transactions and our in dire need of a card that is going to provide them with top quality features then the Vision Preferred visa prepaid debit card is the best possible choice.

Vision Preferred Visa Compared To Bank Of America (and Other Bank Fees)

Many users feel that this card is a little expensive than the other debit products available in the market place but it is extremely likely that when this card is compared with other alternatives such as the Bank of Americas regular cashing and the check cashing store considerable cost savings can still be attained. For each monthly transaction, the monthly fee on the card is low at $4.95 while it is extremely high through the Bank of America (set at $12). For two ATM withdrawals, the amount charged by the card is about $3.90 through the card and higher through the Bank of America (it would cost you $4). For bill payments and online purchases, the card charges are free of cost for five transactions per month and the charges for these five transactions per month for the in-store purchases are extremely (set at at $2.38).

Vision Preferred Visa Fees & Charges Review

The fees structure associated with this card is also extremely simple and not complex at all. The monthly and activation fees are nominal at $4.95 and $9.95 respectively. All PIN and signature transactions are also free of cost or nearly free at only $0.95 and zero respectively. The card limit associated with this card is also a substantial amount of $2500, and can be increased if you’re using the card regularly. Bill payments for the visa prepaid card are zero. ATM cash out transactions and an ATM balance inquiry fee are $0.50 and $1.90 respectively.

Vision Preferred Visa: Conclusion

The Vision Premier Visa Prepaid Debit Card is available in primarily two options with direct deposit facility and without it. One particular graphic style is also available with the card. With the direct deposit option, the cardholder can also attain free customer calls. There are numerous low tips that can be sifted through, and kept in mind to avoid greater number of additional charges. All debit cards come associated with a number of additional fees but if proper caution is exercised then these can be carefully avoided. It is important to remember why a specific social security number to get a debit card, how a certain sum of funds can be loaded on the prepaid card through the Visa ReadyLink network.

Resource

Vision Prepaid Card Website