Only1 Prepaid Visa Card Review (by MetaBank)
Are you tired of carrying different cards? Do you want one that will make your life simple and easy? If so, then the Only1 Prepaid Visa Card by MetaBank is the best choice for you. The Only1 Prepaid Visa Card has all features of a debit card, which ensure a spending limit for the cardholder. Besides the basic features, the Only1 Prepaid Visa Card also comes with additional features that are designed to make your life simpler, stress-free and convenient. With this prepaid card, you can make purchases/transactions wherever Visa debit cards are accepted. Therefore, irrespective of your locations, your Only1 Prepaid Visa Card will definitely be operational.
Features Of The Only1 Prepaid Visa Card
The Only1 Prepaid Visa Card can be used for all kinds of expenditures. With this card, you can make online, phone and retail transactions. In short, you can have all the benefits of a credit card but without the risk of going into debt. Since this prepaid card can be used in all locations, you can do all your transactions with it, allowing you to manage your money better. With different cards, you will often end up overspending as you will not remember the transactions made with each card. However, with the Only1 Prepaid Visa Card, you will know when and how much money you have used. Therefore, with this card, you will find it easier to monitor your spending and saving.
Only1 Prepaid Visa Card On Your Mobile Phone
Apart from the above mentioned features, the Only1 Prepaid Visa Card also allows you to subscribe to free alerts. These alerts will notify you about all your accounts activities. With these alerts, you can be regularly updated about your daily account balance, bill payment activities and payment authorizations. These alerts can be sent to your e-mail address or even your mobile phone. The Only1 Prepaid Visa Card also lets you choose the most convenient alert mode so that you can better monitor your spending.
Automated Bill Payment On Te Only1 Prepaid Visa Card
The Only1 Prepaid Visa Card also has an automated bill payment service, in which you can set your bill payment date so that the amount is automatically deduced from your account every month. In case you do not want to automate your bill payments, you can also use the one-time payment option. This card also comes with Money Shield technology, which allows you to maintain another account under the Only1 Prepaid Visa Card. This supplementary account, which has a separate limit, will be ideal for making online purchases. With the Money Shield technology, you can set purchase limits, which helps to protect you from fraud.
Only1 Prepaid Visa Card Money Transfer Review
This prepaid card makes it easy to transfer money to other Only1 cardholders. You can easily transfer money to your friends/loved ones in your friend list by adding them to your friend list and enter the amount that you would like to transfer. Within seconds, the money will be deducted from your account and transferred to theirs. This transfer costs only $0.50 per transaction. This is also the only prepaid Visa Card that can be topped up from over 60,000 locations. Hence, you will never have to worry about your card being maxed out. In addition, the card is backed by FDIC insurance, which means that your money is safe even if the bank goes bankrupt.
Therefore, you can top up your card as much as you want, up to its limit of $2500. The Only1 Prepaid Visa Card also allows you to enjoy its free customer service. If you have any inquiries, you can always call a customer representative to help you. This card also allows supplementary cards, which you can give to your friend or family member.
Only1 Prepaid Visa Card Conclusion
Apart from all the impressive features that the Only1 Prepaid Visa Card offers, it also charges a very low price for these features. The card has an activation fee of $5.00 and a monthly fee of $4.95. Thus far, this prepaid card has been very well-received.
For those who cannot qualify for a bank account, they can also use this card, which offers all the banking services that you could need. If you do find the usage fees too high, you can consider reducing costs by avoiding using the ATM, which has a $1.95 usage fee per transaction.
With all the great features, this prepaid card only has one drawback, which is that it does not help to build your credit. Therefore, whether you make your payments on time or not, it has no effect on your credit scores. These credit scores are important if you are considering applying for a loan, as all financial institutes refer to your credit score to calculate the amount of risk. However, if you just want a prepaid card to help control your spending, then the Only1 Prepaid Visa Card is the best choice. The application process is simple – just key in a few contact details and your Only1 Prepaid Visa Card will be on its way to you!
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