Western Union MoneyWise Prepaid MasterCard Review
Are you tired of complicated cards? Do you not understand what all the terms and conditions mean? If so, then it is time to get a hold of the Western Union MoneyWise Prepaid MasterCard. While there are several banks and financial institutes that are offering a number of credit and prepaid cards, these often come with complicated fee plans, restricted terms and conditions and hidden charges.
However, with the Western Union MoneyWise Prepaid MasterCard you no longer have to worry about such things, as this card is the simplest of all the debit cards available. In this article we will discuss all its attractive features.
This prepaid card performs the basic function of allowing you to just spend the amount of money in your account. However, apart from this, this card also has a number of unique features. Let’s begin with the features that are free. Most debit cards charge an activation fee and monthly fees for using the card. However, this card has no such fees. In fact, even if you have an inquiry about the card, feel free to call a customer representative to get free advice. Many financial institutes will charge a handsome fee just for talking to a customer representative, but not this one. Not only is there no activation fee, it also has a free direct payroll deposit service.
Unlike other debit cards which require you to follow a particular top-up procedure, you can top up this card via any Western Union location. It can also be used anywhere that accepts MasterCard, including online stores. It is also easy to transfer funds with this card. With this card, you will no longer have to bear the purchase transaction costs or late payment fees. Apart from the above features, the Western Union MoneyWise Prepaid MasterCard also allows you to pay your bills for free. You do not even require a bank account to get this card. Simply applyfor the card and it will be on its way. This card does not require a credit check. A credit check refers to checking a person’s credit score,which summaries your entire previous credit history. Many cards are often not issued to those who have a low credit score.
With this card, you can access all your transactions and details via e mail or phone. In fact, if you want to monitor your spending, you can even subscribe to mobile alerts. These alerts will inform you if there is any transaction made from your card. Moreover, the funds in your card are protected by the Federal Deposit Insurance Corporation. Therefore, feel free to top up as much as you want, though the card limit is $10000. In the event that you lose or misplace the card, the card’s zero liability policy will cover all fraudulent activities. In order to use this policy, all you have to do is keep a watch on your statement and report any suspicious transactions. Once these are reported, the card issuer will look into the matter and redeem the fraudulent charges to your account. Given the above reasons, the cardholders of Western Union MoneyWise Prepaid MasterCard have given it an excellent rating. All users have expressed their appreciation about its features, fees, disclosure policy and top-up options. It has been described as easy to use and simply perfect. Unlike other prepaid cards, the Western Union MoneyWise Prepaid MasterCard does not have any hidden charges. For every service that you use, the cost is stated immediately. However, there is one drawback with this card. Western Union MoneyWise Prepaid MasterCard does not help in credit building. This means that no matter how consistent you are with your card’s payments, your credit score will not be affected. A good credit score is necessary for applying for loans, as it represents your previous default history. Thus, with this card, you cannot improve your credit score. However, even with this drawback, the card is still worth considering.
Therefore, if you are looking for a card that is secure and hassle-free, then this is just the card for you. While the Western Union MoneyWise Prepaid MasterCard may not provide you all the features that other cards do, his is the only card that has the lowest charges and the simplest terms and conditions. However, before you apply, make sure that you go through the terms and conditions carefully before making the decision.
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Are you tired of complicated cards? Do you not understand what all the terms and conditions mean? If so, then it is time to get a hold of the Western Union MoneyWise Prepaid MasterCard. While there are several banks and financial institutes that are offering a number of credit and prepaid cards, these often come with complicated fee plans, restricted terms and conditions and hidden charges.
However, with the Western Union MoneyWise Prepaid MasterCard you no longer have to worry about such things, as this card is the simplest of all the debit cards available. In this article we will discuss all its attractive features.
Western Union MoneyWise Prepaid MasterCard Summary Overview
This prepaid card performs the basic function of allowing you to just spend the amount of money in your account. However, apart from this, this card also has a number of unique features. Let’s begin with the features that are free. Most debit cards charge an activation fee and monthly fees for using the card. However, this card has no such fees. In fact, even if you have an inquiry about the card, feel free to call a customer representative to get free advice. Many financial institutes will charge a handsome fee just for talking to a customer representative, but not this one. Not only is there no activation fee, it also has a free direct payroll deposit service.
Reload The Western Union MoneyWise Prepaid MasterCard At Any WU Locations
Unlike other debit cards which require you to follow a particular top-up procedure, you can top up this card via any Western Union location. It can also be used anywhere that accepts MasterCard, including online stores. It is also easy to transfer funds with this card. With this card, you will no longer have to bear the purchase transaction costs or late payment fees. Apart from the above features, the Western Union MoneyWise Prepaid MasterCard also allows you to pay your bills for free. You do not even require a bank account to get this card. Simply applyfor the card and it will be on its way. This card does not require a credit check. A credit check refers to checking a person’s credit score,which summaries your entire previous credit history. Many cards are often not issued to those who have a low credit score.
Western Union MoneyWise Prepaid MasterCard Mobile Banking & Other Cool Functionality
With this card, you can access all your transactions and details via e mail or phone. In fact, if you want to monitor your spending, you can even subscribe to mobile alerts. These alerts will inform you if there is any transaction made from your card. Moreover, the funds in your card are protected by the Federal Deposit Insurance Corporation. Therefore, feel free to top up as much as you want, though the card limit is $10000. In the event that you lose or misplace the card, the card’s zero liability policy will cover all fraudulent activities. In order to use this policy, all you have to do is keep a watch on your statement and report any suspicious transactions. Once these are reported, the card issuer will look into the matter and redeem the fraudulent charges to your account. Given the above reasons, the cardholders of Western Union MoneyWise Prepaid MasterCard have given it an excellent rating. All users have expressed their appreciation about its features, fees, disclosure policy and top-up options. It has been described as easy to use and simply perfect. Unlike other prepaid cards, the Western Union MoneyWise Prepaid MasterCard does not have any hidden charges. For every service that you use, the cost is stated immediately. However, there is one drawback with this card. Western Union MoneyWise Prepaid MasterCard does not help in credit building. This means that no matter how consistent you are with your card’s payments, your credit score will not be affected. A good credit score is necessary for applying for loans, as it represents your previous default history. Thus, with this card, you cannot improve your credit score. However, even with this drawback, the card is still worth considering.
Conclusion Of The Western Union MoneyWise Prepaid MasterCard Review
Therefore, if you are looking for a card that is secure and hassle-free, then this is just the card for you. While the Western Union MoneyWise Prepaid MasterCard may not provide you all the features that other cards do, his is the only card that has the lowest charges and the simplest terms and conditions. However, before you apply, make sure that you go through the terms and conditions carefully before making the decision.
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