FlexClear Prepaid Debit MasterCard Review
If you want a prepaid card that is simple and easy to use, then get hold of the FlexClear Prepaid MasterCard by the First California Bank. Like all prepaid cards, it only allows you to spend only the amount that is already in the account. However, this prepaid card has some distinctive qualities that separate it for the rest.
FlexClear Prepaid MasterCard Overview
This prepaid card makes money management a simple affair. It allows you to load every paycheck/transfer onto the card. It can also be used anywhere where MasterCard is accepted, such as most stores and restaurants. With prepaid cards, you never have to worry about overspending or going in debt, as whatever is billed will be paid through your own account money.
The FlexClear Prepaid MasterCard Offers FDIC Funds Insurance
In addition, you will never have to worry about the bank going bankrupt and losing your money, as all funds are insured with Federal Deposit Insurance Corporation. In addition, the card also allows mobile banking options, such as fund transfer or checking your account balance. This means that you no longer need to endure long queues at banks or ATMs.
Mobile Phone Enabled: The FlexClear Prepaid MasterCard
The FlexClear Prepaid MasterCard can also help you improve your money management skills, as it can send you timely reminders via mobile messages about upcoming financial matters to allow you to stay ahead of your payments. In addition, you can request for a number of additional cards for your loved ones. These additional cards, which do not require additional monthly fees, will allow your loved ones to make financial transactions from your account with their very own card.
However, unless you have given your prior permission, no personal information will be shared even though these supplementary cards are linked to your account. With the FlexClear Prepaid MasterCard, money transfer can be easily done within a few minutes. You can also use your mobile phone to complete such transactions.
FlexClear Prepaid MasterCard Has Clear Fees & Pricing
Another great feature about the FlexClear Prepaid MasterCard is that all its charges are clearly stated. The activation fee is $6.95 and the monthly charge is $3.95. There is a bill payment fee of only $0.95. There are no hidden or unstated charges. Although the bank does not charge for mobile services, you may wish to check with your mobile service provider if it does. This card also comes with a Health Discount Plan, which lets you save a significant amount of money on your health services. In addition, with its mobile banking services, you will also be regularly updated with new offers and promotional services.
Given the above features, many cardholders have expressed their satisfaction with the FlexClear Prepaid MasterCard, which has also received a very good rating. Cardholders particularly appreciate the features which make their spending easy and safe. The regular reminders help them make their payments Fund transfer, which used to be a hassle, is now so much faster and convenient. With the FlexClear Prepaid MasterCard, all the signature transactions are completely free. It can also be easily applied for via an online system, where you only need to give your contact details. This card does not require any background credit check.
Credit Rating & The FlexClear Prepaid MasterCard – No Help Here
However, among the many great qualities, this card has one shortcoming. It will not help with your credit rating score. Therefore, whether you make your payments on time or not, it will have no effect on your credit history. Thus, owning this card will not make it easier for you to obtain loans that require a strong credit score. Nonetheless, this card has been very popular.
Before applying for the card, please go through all the terms and conditions that are related to the FlexClear Prepaid MasterCard. Make sure that the card is the one that will suit your needs. If you are looking for an easy and secure prepaid card, then this is certainly the right choice for you. Make money managing, spending and saving an easy and stress-free task with the FlexClear Prepaid MasterCard.
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