MiCash Prepaid MasterCard Review | 069worldinfo

MiCash Prepaid Debit MasterCard Review

One of the most efficient debit cards available in the market today is the MiCash Prepaid MasterCard. With the use of this card, you can reduce the risk of increased interest rates and overspending. You can also apply for this card even if you have a bad credit history. One of the most attractive features of this card is that there is no need to pay late or overdraft fees. Therefore, if you want to exercise greater control over your money, then use the MiCash Prepaid MasterCard. There is also an easy and efficient text messaging system to help you track all your online purchases. This card provides the most secure and convenient mode of carrying funds as all the funds are insured by the FDIC. These cards can also be readily used at numerous locations wherever the MasterCard is accepted. This card also ensures that the cardholders will get the best possible service available with a 24/7 phone hotline service.

Topping Up The MiCash Prepaid Debit MasterCard

You can easily top up your MiCash card in over 98000 places around the world. The cardholder does not need to maintain a minimum balance, nor is there a need for a credit check before approval. Moreover, you can earn quite a considerable amount of money through referrals. In addition, when a direct deposit is made, you can earn a rebate of $20. The MiCash Prepaid MasterCard also offers all the cardholders the ability to acquire a short-term loan and build a good credit history of credit through the iAdvance Line of credit from the renowned MetaBank. So get your very own MiCash Prepaid MasterCard today!

MiCash Prepaid MasterCard Fees & Pricing

This card has a very convenient fee structure. It also has a good and efficient bill payment system, with activation and monthly fees at $9.95 and $4.00 respectively. The card, which runs on the MasterCard network, is issued by MetaBank. It also provides a credit builder facility, so that the cardholder can raise funds easily.
The MiCash Prepaid MasterCard with the direct deposit feature comes with minimal fees. The monthly fees are $4.00; the ATM fees are $1.75 for all cash withdrawals; and the ATM balance inquiry is $1. The limit for this card is $2500. Bill payments do not have extra fees. The activation fee for this card is only $9.95. PIN transactions cost $0.50 while signature transactions are free. For greater cash savings, you can consider avoiding fees for stopping payment on special situations or for paper statements.

Consider Direct Deposit With The MiCash Card

To get the most benefits from this card, you can consider starting a direct deposit facility. The MiCash prepaid MasterCard just comes in a single flavor. The only choice that customers have in using the card is to decide whether they want the direct deposit feature or not. This deposit feature is usually highly recommended, as Get.Debit.com is a very big supporter of this facility. If you require a high degree of short-term loans, then the iAdvance loan option can also be easily added to the card. By using this debit card, you can also build up your own credit history.

The MiCash Prepaid Debit MasterCard Compared To BOA

To see how much cash savings can be achieved with this card, compare it against alternatives like Bank of America’s regular checking and the Check cashing store. Even though in some cases where the card carries higher costs, it is important to realize that this card offers some great features that cannot be found elsewhere. For one transaction per month, the monthly fees for this card are $4.00, as compared to Bank of America’s high rate of $12.00. The cash payback of $2000 per month is nil for the card though for the check cashing store, it is $90.80. For 2 ATM withdrawal transactions per month, this card only charges a nominal fee of $3.50 whereas the Bank of America charges $4.00. For 5 transactions for bill payments, this card has no extra fee, while the check cashing store has a $5.50 fee. For online purchases and in-store purchases, this card carries a charge of $1.25 and $0.00 respectively.

MiCash Prepaid Debit MasterCard Conclusion

There are a number of additional fees that can arise with the incorrect usage of the MiCash prepaid MasterCard. However, these can be carefully avoided if you remember some important tips. For example, reducing the amount of ATM transactions is a good way to reduce fees; or not having paper statements is also a good way of cutting back on extra fees; or using the direct deposit feature and keeping track of all special fees can be some possible options.

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MiCash Prepaid Debit MasterCard