RushCard Prepaid Visa Card Reviews

RushCard Plus Prepaid Visa Card Review

The RushCard Prepaid Visa Debit Card might seem as if it is just another addition to an already endless list of prepaid debit cards, which is exactly why a review of this debit card is so extremely important. This card was scored the #1 BEST PREPAID DEBIT CARD of 2011.

RushCard Plus Visa Card Features

First, the RushCard prepaid debit card enables cardholders to use this plastic card, instead of cash, to make all sorts of purchases. It is important that you do not associate this prepaid debit card with credit cards, even though there are plenty of similarities. However, one of the major differences between a prepaid debit card and a credit card is that fact that with a debit card you will only be able to spend a total amount that equals the balance on the card.

This simply means that a cardholder will only be able to spend an amount that is equal to the remaining balance of the debit card. Credits cards allow the cardholder to spend as much as he or she wants, but within the card limit. This purchase made through credit cards are then paid off at a later late. You can refer using credit cards as short-term loans that has to be paid back to the service provider. Moreover, credit cards drastically increase the chance of you spending more than you can actually afford, which is why people who are overly reliant on credit cards have a hard time in maintaining a healthy financial situation, and in turn their personal credit history. However, none of these problems is present in the RushCard Plus Prepaid Visa Debit Card.

RushCard Plus Visa Card: An Alternative To Banks

This debit card is a very efficient alternative to normal banking, credit cards and even carrying cash. There are a number of great features associated with this debit card that are more than enough to meet all of your normal banking requirements. The problems with credit cards has been explained earlier in the article and carrying cash around adds a lot more risk and is a lot harder to keep track of and manage. There are millions of people out there who are still heavily reliant on cash, and it is important to ask these people about their tendencies of not being able to keep track of their expenses, as well as spending money that you really didn’t have to.
Even though there are actually a group of different RushCards available in the market (as described below) that have more features and lowers fees, it is still considered that this is the best prepaid debit card RushCard has ever released. The greatness of this card is determined by the popularity of the “Pay As You Go” plan that it follows, which in short helps to cut down costs, but we will get to this feature a little later on in the article.

RushCard Plus Visa Card Online Services

This debit card is the new way to manage your finances. It keeps everything organized and the reach of your fingertips, through its extensive online internet services. This debit card gives everyone a great option to make sure that they are on the right spending track. As you might have understood, this debit card is open to everyone in the public. Everyone is eligible to apply for it, and in turn obtain it, because there are not any restrictions, such as those present with applying for a credit card.

Applying For The RushCard Plus Visa

There are no long and never-ending processing procedures because banks do not have to take part in a credit history check. Debit cards, as mentioned above, operate differently and therefore are prone to being approved very easily. There is no risk for the service provider because the cardholder is using his or her own money and not anyone else. Moreover, there are also no application or activation fees associated with this debit card as an added benefit. The officials behind this debit card want to bring people closer, rather than running them off with high fees and costs for every available service, which is why they are offering so many great deals that will relieve some of the financial stress.

Free Direct Deposit With The RushCard Plus Visa Card

Another completely free feature is that of direct deposit. Direct deposit is considered a very broad topic; however, to keep people from complicated explanations, all they need to know is that, without this feature you or any one you know will not be able to deposit money onto the debit card. In addition to being able to have funds deposited onto your debit card by whomever you prefer, these transactions are always completely free.

RushCard Plus Visa Card Fee Pricing, Plans & Additional Benefits

One of the few cards that allow cardholders to change plans in between, without having to re-apply for a new card. The standard plan followed on this debit card is that of “Pay As You Go”, which signifies that you will only pay for services that you use, rather than having to pay a fixed amount on all the services, regardless of whether or not you actually use them. This is one of the most annoying parts of financial institutions, which is being stuck in having to pay additional costs for services that you have either never heard about or even used.
Moving along, all applicants of these debit cards will also get a free discount card for prescription drugs and other medicines. Cardholders can also use this debit card to help make paying bills a lot easier. All of your different types of bills can be paid off by this debit card, which in itself a sign of trust and reliance. You can even write checks for extremely large amounts through the internet and never having to leave your home to carry out these minute and annoying tasks.

As for the financial aspect of this debit card, there are no activation fees, as mentioned earlier. The monthly fee is also completely eliminated. PIN transactions and signature transactions, both which are rarely used, will cost about $1 per transaction every time you use it. This is one of the debit cards that actually offer this feature. The card limit is a substantial $9,999 and using the ATM for withdrawals and inquiries about the balance do not have fixed costs, but the great part about this debit card is that you will not have to pay a penny, if you do not use it.

Resource

RushCard Website