PayPower Visa Prepaid Card Review
PayPower Visa Prepaid Card Features & Fees
This card is ideal for those who make most of their purchases online, since such purchases lack transactions fees. Your deposit via cash is immediately transferred into your card without any filling up of forms. This card is ideal for the daily expenses that you usually need to make. With this card, you no longer have to carry cash everywhere. The card has a limit of $10000. The card can be purchased for $3.95. Just by giving some basic contact information; you can become the owner of the PayPower Visa Prepaid Card. The card has no activation fee, although it has a monthly fee of $5.95.
No Credit Check With The PayPower Visa Prepaid Card
Customer Service Review Of The PayPower Visa Prepaid Debit Card
In case you have any queries, you can call the customer representative for guidance. These representatives are always ready to help, regarding any issue about the prepaid card. Moreover, this debit card has no additional charges like other prepaid cards. Therefore services such as customer service, direct deposit, and alerts activation and bill payments are completely cost-free. This particular prepaid card is very simple to use. All the charges stated are in line with the market competition, but this card does have some exceptional features.
FDIC Insurance With The PayPower Debit Card
Moreover, all the funds in the card account are backed by FDIC insurance. Hence, you can safely deposit funds into the account without any fear of losing them. In case you lose your card, all you have to do is report to the issuer and your funds will be protected. The issuer will monitor subsequent activities and monitor any possible fraud.
Customer Ratings Of PayPower Visa
Because of such features, the PayPower card has received a very good rating. Its cardholders have rated its overall features, costs and top-up options very well. According to them, the card’s features have been specially designed to complement the lifestyle of busy people who have to resort to online shopping. Moreover, there are no hidden or additional charges. Every service, with its accompanying fee, is clearly stated. Many other debit cards, very often do not disclose their full charges to the users. In addition, the top-up option is also very simple and convenient.
Drawbacks Of The PayPower Visa Prepaid Debit Card
However, the PayPower card has some drawbacks. This prepaid credit does not offer any credit building nor does it offer additional rewards. With a credit building facility, you can improve your credit score. This credit score is very important when you apply for a loan, as it summarizes your previous credit history. Many debit cards can help in the building up of this credit score, if timely payments are made. However, the PayPower does not. This means that no matter how consistent or timely your card payments are, your credit score will not improve. This card also does not offer much rewards. Therefore, irrespective of the duration or amount of use, the prepaid card is strictly for transactional use.
PayPower Prepaid Debit Card – Conclusion
Therefore, if you are looking for a simple and convenient way to manage your money, get your PayPower Visa Prepaid Card today. If you think that the costs are too high, there are number of ways that you can do to lower them, such as avoiding the use of ATMs to withdraw money, foregoing the use of hard-copy bank statements, being more cautious with your bank transactions and using direct deposit as frequently as you can.
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