ReadyDebit Prepaid Visa Card Reviews

READY Debit Prepaid Debit Visa (“Platinum” Plan) Review

Many card companies often claim to offer the best possible deals to customers, but only a few actually do. One such company is known as Ready Financial, which is well-known for its READY Debit Prepaid Debit Visa Card. This company strives to give their customers the best possible deals on all types of banking products. As you are aware, many big banks earn billions every year through charging their customers an assortment of fees, some of which do not make any sense. However, there is really not much a customer can do to eliminate these fees other than completely ending their relationship with the banks. With the READY Debit Platinum Prepaid Debit Visa Card, cardholders now have a way to eliminate all these unnecessary and unwanted banking fees, which will help to save hundreds, if not thousands of dollars each year.

ReadyDebit Visa Platinum Prepaid Card Overview

This READY Debit Platinum Visa Card comes with a premier plan. You can use the card whenever you please, whether you have a direct deposit or not. For those who do not understand what direct deposits are, this is just another name for your checking accounts in which you deposit money. This card can also be used even if you have a direct deposit, but you are advised to double check with the READY Debit control plan first. The owner of this prepaid debit card will never have to worry about paying additional fees for certain deposits in their account, such as tax refunds, paychecks and benefits.

Benefits Of The ReadyDebit Platinum Prepaid Visa

So what are the benefits of this card? Firstly, you can easily pay all your bills online, without any extra charges. You no longer have to pay additional fees to the bank for making the payment for you. Most banks charge a nominal fee every time you deposit or withdraw money from your checking account. You can think of this fee as a price for placing your money into the account. Nonetheless, these nominal fees eventually accumulate into hundreds of dollars, depending on the frequency and amount you deposit. However, with the READY Debit Platinum Visa Card, you can carry out completely free transactions. Another benefit of this card is that you are given access to the more than a million ATMs all over the world, which is a good standby option to have if emergency cash is ever required.

No Overdraft Fees ReadyDebit Visa Platinum Prepaid Card

You will also no longer have to pay overdraft fees. This offer applies for as long as you hold a valid card. Moreover, all those hidden and miscellaneous fees that you are constantly forced to pay when you check the balance of your account or use the card to make purchases are now eliminated. You also get a free credit score assessment. The card also provides free mobile banking and SMS alerts are to let you keep track of your account balance at all times.

ReadyDebit Visa Platinum Prepaid Has No Limits

Most other debit and credit cards set a certain limit that you can spend at one time or in a day. Going over the limit will result in penalties, but with the READY Debit Platinum Prepaid Debit Visa Card you can spend as much as you want, whenever you want, as long as it stays within the credit balance, which is the same as the amount of money you have in your checking account. This gives complete freedom to the cardholders to use the card as they want. There is no need to worry about going the limit because they will not be able to, thanks to the nature of the card. They will also know exactly how much money is left on the card at all times. The account balance can be checked with either an ATM or through mobile banking.

ReadyDebit Visa Platinum Prepaid Card Fees & Pricing

Moreover, this prepaid debit card also enables the credit card holder to write free checks and make online bill payments. The one-time activation fee is only $9.95, which is lower than most competing cards. The monthly fee is $14.95, which is a reasonable amount given the numerous benefits of the card. There are no fees for signature, PIN and ATM transactions or bill payments. There is a limit of $10,000, which can be used in one single payment or spread out in a number of payments. This card also has many convenient top-up options.

Cardholders simply love this debit card because of its functionality, flexibility and the other great benefits. The company behind it has a great rating and a lot of experience in prepaid cards. This is the perfect card for those who will use it frequently as well as find carrying cash nowadays a hassle. This great card stands up well against all the other similar cards in the market. If you are trying to get a hold of a prepaid card, then the READY Debit Platinum Visa card might just be for you.

Resource

READY Debit Card Website